The whole plan,
in plain English.
CoinX is a non-custodial referral-rewards network on BNB Chain. Activate a starter in USDT, share your link, and an audited smart contract pays you USDT instantly — on every join in your network, straight to your own wallet. The same rules for everyone. Read every line below.
Start from $5 · Paid in USDT · Earnings depend on real joins
On-chain · Non-custodial · Pays on every join
It's not a company. It's a contract.
No one holds your funds. No one approves your payout. You activate in USDT, the smart contract splits every join by fixed on-chain rules, and the money lands in the wallet only you control — instantly. You're not trading, mining, or staking. You activate, you share, and the contract does the settling.
Non-custodial
Your USDT only ever sits in a wallet you control. Funds never pool in a company account.
On-chain
The rules run as an audited smart contract on BNB Chain — the same for everyone.
Pays on every join
When someone joins your network, the contract pays you the instant they activate.
Settled in USDT
Every payout is in USDT — a digital dollar, not a volatile reward token.
Connect. Share. Earn on-chain.
Three steps. The protocol does the rest.
No trading. No mining. No staking. If you can send a message, you're in.
Connect & activate
Link your wallet and activate a starter in USDT — from just $5. Pay once, no subscription. Your own on-chain invite link goes live instantly.
Share your link
Send it to friends, your group, your audience. Anyone with a wallet, anywhere, can join the network through you.
Earn on-chain
When they join — and when their invites join — the smart contract pays you USDT instantly, straight to your wallet.
100% reaches members and clubs. Nothing kept back.
Every join, split to the cent.
Every activation is divided three ways, hard-coded in the contract — and the three shares add up to exactly 100%. No promo cut. No hidden fee.
61%
Direct — goes to you
The biggest share goes straight to the direct sponsor — the person whose link the new member joined through. Paid the instant they activate.
27%
Shared up your network
Flows up through the people who built the team, tapering as it goes deeper (the full breakdown is next).
12%
Reward clubs
Funds the four reward clubs that active members share — every join feeds all four pools, and every 24 hours each pool splits equally among its members.
61 + 27 + 12 = 100
Because your direct referral is also your first network generation, a direct join can pay you up to 65% of that activation — instantly.
The deeper your network, the more flows back.
Your link doesn't stop at the people you invite.
The 27% network share reaches nine generations up — tapered by depth. As the people you invited go on to invite others, joins ripple up to you, generation after generation.
| Network generation | Share of the activation |
|---|---|
| 1st generation (your direct) | 4% |
| 2nd – 8th generation (each) | 3% |
| 9th generation | 2% |
| Total | 27% |
On a $100 join: a first-generation join pays you $4, a second-generation join $3, and a ninth-generation join still pays $2. Small per join — but a wide, active network stacks many in parallel, always inside the 3× ceiling of the package you hold.
Reward clubs · paid every 24 hours
Four clubs. A pool that never stops filling.
12% of every join — anywhere in CoinX, at any package — feeds all four reward pools at once. Every 24 hours each pool splits equally among its members, and your share is yours to claim in USDT — one tap, straight to your wallet. Why wait a week for your money?Even on a day you refer no one, the whole network's activity keeps paying you.
3.0%
of every join
Starter Club
Covers the $5 + $10 starters
How to qualify
Own the $10 package, then bring 3 active friends on it.
2.5%
of every join
Growth Club
Covers the $25 + $50 starters
How to qualify
Own the $50 package, then bring 3 active friends on it.
3.0%
of every join
Pro Club
Covers the $100 + $150 starters
How to qualify
Own the $150 package, then bring 3 active friends on it.
3.5%
of every join
Elite Club
Covers the $250 + $400 starters
How to qualify
Own the $400 package, then bring 3 active friends on it.
Once you've qualified, the pool splits equally among every member every 24 hours — same slice for everyone — and your USDT is yours to claim the second it drops: one tap, straight to your wallet. Higher bands pay larger pools, so qualifying for a higher club means a bigger daily slice. You can hold several clubs at once.
Why a club is worth qualifying for
Paid every 24 hours
Your share builds daily and is yours to claim — one tap, straight to your wallet in USDT. Why wait a week for your money?
The whole network pays you
Every activation anywhere — even from people you never invited — feeds your pool, every single day.
Stacks on your other income
Club rewards come on top of your direct and network earnings — a third stream, running in parallel. Unclaimed days keep stacking until you claim them.
Climb for a bigger slice
Higher clubs pay larger pools — and you can hold several clubs at once.
Don't want to invite anyone? The $400 Investor tier joins all four clubs the moment you activate — an equal daily slice of every pool, claimable in one tap, no referrals required.
See the Investor tierReal protocols don't hide the rules.
The honest part: earn up to 3×, then renew.
Each starter is an earning bucket with one rule — it fills to 3×, then it stops.
Every package you activate caps your total earnings — direct, network and club combined — at 3× what you paid (300%). You break even at 1×. When a bucket fills, it simply stops earning — top up or step up to a bigger package to open a higher ceiling. For the $400 Investor tier, the passive bucket starts at 2× and slides to the full 3× as your same-tier partners back it.
| You activate | Break-even (1×) | Earns up to (3×) |
|---|---|---|
| $5 | $5 | $15 |
| $10 | $10 | $30 |
| $25 | $25 | $75 |
| $50 | $50 | $150 |
| $100 | $100 | $300 |
| $150 | $150 | $450 |
| $250 | $250 | $750 |
| $400 | $400 | $1,200 |
Own and max all eight ($990 activated) → up to $2,970, then renew.
Earnings are entirely activity-driven: no joins through your link, no earnings. This is not a trading return and it is not guaranteed income. Earn up to 3×, then it stops — renew or step up to keep earning.
Examples, not promises. The math is exact.
How your earnings grow as your team grows.
Three streams pay into the same bucket — every join, in USDT, straight to your wallet. Read these as worked math, not promises: every figure depends on real people actually joining through your link.
$65
instantly
One direct $100 Dolphin referral — $61 direct + $4 first generation.
Example — not a guarantee
$325
fills the $300 ceiling → step up
Five direct $100 Dolphins while you hold the $100 Dolphin. The bucket is full.
Example — not a guarantee
up to $1,200
hands-off
The $400 Investor tier, refer no one — an equal daily slice of all four pools, claimable in one tap, 2× rising to 3×.
Example — not a guarantee
Depth compounds too: on a $100 starter a second-generation join pays you $3 and a ninth-generation join still pays $2 — all inside the 3× ceiling of the package you hold.
Run your own numbersExamples only, not a guarantee. Earnings depend on real network activity and are capped at 3× per starter, then renew.
Start at the price of a coffee. Climb when you're ready.
Eight starters, $5 to $400.
Every starter unlocks the same instant link and the same three income streams. The bigger your starter, the higher your ceiling.
$5
Shrimp
Earn up to 3×
$15
$10
Crab
Earn up to 3×
$30
$25
Fish
Earn up to 3×
$75
$50
Stingray
Earn up to 3×
$150
$100
Dolphin
Earn up to 3×
$300
$150
Shark
Earn up to 3×
$450
$250
Orca
Earn up to 3×
$750
$400
Whale
Earn up to 3×
$1,200
Earn from every club — without referring anyone.
Not everyone wants to recruit. Activate the $400Investor tier and you're in all four reward clubs the moment you join — no friends to invite, no link to push. Every 24 hours the pools split equally and your USDT stacks up, ready to claim in one tap. It's the only hands-off entry to every pool, and it carries the highest ceiling.
Every reward club, automatically
Activate the $400 tier and you're in all 4 reward clubs the moment you join — no need to invite anyone.
Earn without referring
Direct and community rewards still pay if you do share — but your pools earn on their own, passively, in USDT.
2× passive, up to 3×
Each tier earns up to 2× of what you put in. Bring just 1 active partner to a tier and that tier lifts to the full 3×.
Earnings depend on real network activity · Up to 3× per tier
Nothing off the books — because there are no books.
Built on blockchain. The same rules for everyone.
Open to inspection, not hidden behind a company.
The code is the company
No manager can freeze your rewards or rewrite the rules. The audited contract runs exactly as written, on BNB Chain — the same rules for everyone.
Independently audited & non-custodial
Your USDT only ever sits in a wallet you control. Every payout moves wallet-to-wallet, on-chain. The contract never holds your funds.
Transparent by design
Every join, every split, every payout is a public on-chain transaction you can verify on BscScan. Settled in USDT — no volatile reward token.
Straight answers.
Is this actually crypto, and is that safe?
Yes — an audited smart contract on BNB Chain, a major public blockchain. Every rule and payout is verifiable by anyone. More transparent than a company, not less.
Is this a pyramid or referral scheme?
An audited contract splits every activation by fixed on-chain code — there's no company holding funds and no hidden structure. Every transaction is public on the blockchain, and every member follows the exact same rules.
Where does my money come from?
From activations of people who join through your link. 61% of each direct join plus a share from your wider network land in your wallet instantly in USDT. The reward clubs split equally every 24 hours — that share stacks daily and you claim it in one tap.
Do you hold my funds? Can the team freeze them?
No. CoinX is non-custodial — your USDT lives in a wallet only you control. Rewards move wallet-to-wallet. There is no freeze switch on your funds.
Can I earn without referring anyone?
Yes — that's the $400 Investor tier. Activate it and you're in all four reward clubs, which split equally among members every 24 hours — your USDT stacks daily and you claim it in one tap (up to 2× of what you put in). Bring just 1 active partner to a tier and that tier lifts to the full 3×. Sharing your link is optional.
Do I need to trade, mine, or stake?
None of those. Share your link to earn from joins, or activate the Investor tier and claim an equal daily slice of the clubs. If you can send a message, you're in.
What is USDT and what is BNB Chain?
USDT is a digital dollar (worth about $1) — not a volatile coin. BNB Chain is a major low-fee blockchain that settles every transaction publicly.
What does it cost to start, and what happens after 3×?
Start from $5 USDT — your invite link is live in seconds. Each starter earns up to 3× what you put in, coded in the contract, then it pauses until you renew. Renewing costs the same package price (a $10 starter renews for $10) and unlocks once that package has earned back at least what you paid. Nothing resets — your matrix position, club membership and everything you've earned stay yours; a renewal adds a fresh 3× of earning room and pays your upline like any activation.
You've read the whole plan.
Now claim your link.
From $5 in USDT. Share your link. An audited smart contract pays you USDT the second someone joins — straight to a wallet only you control.
Non-custodial · Audited · Instant USDT · Earnings depend on real joins